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Pioneering 'Universal Mortgaging' for all
DeFi Tokens,
DeFi's Bright
Future.

- Moneta

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Join the community and become part of the $MNTA Ecosystem.


About


Moneta was conceived in late 2023 with a clear purpose: to empower users within the decentralized finance (DeFi) landscape. After meticulous planning and development by our dedicated team, Moneta has become a reality, poised to transform how crypto investors manage their assets.

Our platform is tailored to benefit a wide spectrum of users, particularly those with smaller portfolios who may face challenges in diversifying their investments across multiple tokens. Moneta offers a unique solution by allowing users to retain their long-term holdings while unlocking liquidity, enabling them to seize opportunities across various projects without compromising their strategic positions.

By facilitating easier access to liquidity, Moneta not only supports individual users but also contributes to the overall growth of DeFi by enhancing liquidity pools and increasing trading volumes. Whether accessed through our intuitive Telegram bot or user-friendly DApp, Moneta provides a seamless borrowing experience that prioritizes security and efficiency.

Join us in embracing the future of decentralized finance with Moneta, where innovation meets accessibility, and every investor can navigate the crypto landscape with confidence and flexibility.

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Utilities

Financing (Individuals)

Moneta Financing: Empowering DeFi Liquidity

Moneta introduces a groundbreaking DeFi protocol designed to empower users by offering liquidity against their crypto assets without requiring them to sell. This innovative platform addresses the diverse needs of DeFi participants, catering particularly to degens with limited capital, long-term project investors, and Key Opinion Leaders (KOLs) seeking liquidity solutions.

Technical Framework

Moneta operates through individualized safe vault contracts created for each application. Tokens are securely stored alongside ETH, verified for authenticity, and users are promptly provided with ETH upon verification. The dashboard link serves as a comprehensive interface, offering real-time updates on loan status, interest accrual, token valuation, and market insights, enhancing transparency and user control over their borrowing experience.

Financing (Projects)

The Moneta Financing operates through two primary avenues: the Liquidity Financing Protocol (LFP) and Institutional Plans for financing project tokens, facilitating liquidity provision against tokens / LP.

Financing for Project Tokens

Moneta extends its financing capabilities to projects on a larger scale, enabling them to borrow ETH or stablecoins backed by their tokens. This service parallels individual token financing but caters specifically to project development needs. Our agents meticulously verify all project details and community interactions to ensure authenticity and mitigate risks.

Liquidity Financing Protocol (LFP)

The LFP addresses critical funding challenges for developers and projects aiming to launch initiatives in the decentralized finance (DeFi) space. Moneta provides robust support through:

Problem Addressed: Many projects struggle with securing initial funding to launch their initiatives, often leading to liquidity issues or premature token sell-offs that can destabilize their market position.

Finance Dashboard As A Service (FDAAS)

Moneta transforms the dynamics of decentralized finance by enabling projects, Key Opinion Leaders (KOLs), and other influential individuals to monetize their audiences/investors directly. Through Moneta's platform, they gain access to a specialized dashboard to facilitate loans to their users, communities, and investors, while retaining all interest accrued from these financial activities. Moneta oversees the management and execution of these transactions, charging a modest upfront fee and retaining 25% of the revenue generated from this segment. This innovative approach empowers stakeholders to leverage their networks for financial gain while benefiting from Moneta's secure and efficient financing management infrastructure.

For Projects:

In the decentralized finance (DeFi) ecosystem, effective financial management is crucial for the success and sustainability of projects. Moneta offers a robust suite of innovative tools designed specifically to empower projects with enhanced financial capabilities and strategic advantages.

For KOLs & Influencers:

Moneta revolutionizes how Key Opinion Leaders (KOLs) and influencers monetize their audience engagement through a dedicated dashboard.

MonetaDAO OTC Capital

Introducing MonetaDAO OTC Capital:

Moneta allocates a portion of revenue and profits from its ecosystem to MonetaDAO OTC Capital, creating a dedicated fund to facilitate OTC trades at discounted rates. This initiative benefits both sellers and buyers by mitigating price impact and preserving market stability.

Integration with Moneta's Financing Tools:

MonetaDAO OTC Capital seamlessly integrates with Moneta's financing solutions, allowing users (both projects and individuals) to convert assets into liquidity through OTC sales, providing a flexible exit strategy from loans or investments.

Discover how MonetaDAO OTC Capital can optimize your OTC trading strategies within the DeFi ecosystem. Partner with us to leverage our dedicated fund, advanced risk management tools, and strategic insights to navigate OTC markets effectively while preserving market integrity and maximizing profitability. Together, let's redefine OTC trading in decentralized finance with MonetaDAO OTC Capital.

Financials Managment Tools (FMT)

Addressing Deficiencies in DeFi Financial Tools

In the decentralized finance (DeFi) space, sophisticated financial management tools are often lacking, hindering users' ability to effectively manage and grow their portfolios. Moneta introduces a comprehensive suite of innovative tools tailored to empower users with precise calculations, strategic insights, and streamlined management capabilities.

Benefits of Moneta's Enhanced Financial Tools:

Comprehensive Portfolio Management: Easily manage and monitor investments across multiple tokens and categories through a single platform interface.

Diversified Investment Opportunities: Access diversified investment options with SIP, tailored to different risk appetites and investment horizons.

Efficient Decision-Making: Make informed decisions with accurate calculations and strategic insights provided by Moneta's advanced financial tools.

For Projects:

In the decentralized finance (DeFi) ecosystem, effective financial management is crucial for the success and sustainability of projects. Moneta offers a robust suite of innovative tools designed specifically to empower projects with enhanced financial capabilities and strategic advantages.

Platforms

Moneta redefines decentralized finance (DeFi) with a range of platforms tailored to meet the diverse needs of individuals, projects, and communities. Our suite of intuitive platforms ensures seamless interaction and efficient financial management, empowering users to unlock liquidity, manage assets, and foster growth in the digital economy.

1. Telegram Bot: Moneta Financing Bot

Access liquidity effortlessly through our Telegram bot, where users can apply for loans against their crypto assets. Whether you're an individual seeking quick funds or a project in need of operational finance, Moneta's Financing Bot simplifies the process with personalized loan offers finalized by dedicated agents.

2. Telegram Bot: Moneta Financial Manager Tools

Take control of your finances with our Telegram bot, offering sophisticated tools from the Financial Management Tools (FMT) suite. Manage bundles, utilize AI-driven community bots, secure liquidity with lockers, and implement innovative vesting strategies—all within the convenience of Telegram.

3. DApp: Moneta Financing Portal

Experience Moneta's robust financing capabilities through our decentralized application (DApp). Similar to our Telegram bot but in a web format, the Moneta Financing Portal provides a user-friendly interface for borrowing against crypto assets. Access your financing dashboard, manage loans, and streamline transactions with a custom link option.

4. DApp: Dashboard as a Service

Empower your project with Moneta's Dashboard as a Service DApp, designed to facilitate direct interaction with your community and investors. Create tailored financing offers, manage liquidity strategies, and enhance transparency through a centralized platform that promotes efficient stakeholder engagement.

5. Agents

Moneta ensures personalized service through a dedicated team of agents, initially managed by core team members and expanding to include trusted agents, possibly including reputable Key Opinion Leaders (KOLs). Our agents provide responsive support and tailored assistance to ensure every user—from individual borrowers to project leaders—receives expert guidance throughout their Moneta journey.

Roadmap

Phase 1: Website Launch, Whitepaper, and Initial Marketing

Website Launch

  • Launching Moneta's official website to establish online presence and provide initial information about the platform.

Whitepaper Publication

  • Publishing a detailed whitepaper outlining Moneta's vision, technical architecture, and tokenomics.

Setting up Socials

  • Establishing official social media accounts on major platforms to engage with the community and share updates.

Pre Launch Marketing

  • Initiating marketing campaigns to build anticipation and awareness prior to launch.

Fair Launch

  • Conducting a fair launch event to distribute initial tokens with transparency and fairness.

Bot Release

  • Launching Moneta's Telegram bot to provide user-friendly interactions and support.

Post Launch Marketing Campaign

  • Continuing marketing efforts post-launch to maintain momentum and attract new users.

Platform Release

  • Launching the Moneta financing platform, providing users with access to comprehensive features and functionalities. This includes a user-friendly dashboard for managing loans, enabling borrowers to track their loan details, manage repayments, and explore additional financial tools.

Socials Updates & Listings

  • Regular updates on social media platforms and listing on CG & CMC.

Phase 2: Partnerships and Protocol Development

Influencer Partnerships

  • Collaborate with key influencers (KOLs) to create visually appealing, informative posts promoting Moneta's loan utility. Develop compelling visual content.

DeFi Project Partnerships

  • Form alliances with leading DeFi projects such as Tatsu, DFNDRLABS, and AIX and Offer their communities discounted interest rates for mortgage services.

Agent Network Development

  • Build Moneta's own agent network modeled after successful DeFi projects. Agents will facilitate group mortgage initiatives, fostering community engagement and expanding market reach.

Community Outreach

  • Engage with cryptocurrency communities through influencer endorsements and targeted social media campaigns. Encourage community participation in Moneta's mortgage programs through incentives and referral bonuses.

Launch of Liquidity Financing Protocol (LFP)

  • Moneta will inaugurate its Liquidity Financing Protocol (LFP) aimed at empowering developers and projects facing initial funding challenges. This protocol will provide comprehensive support by offering initial.
  • Integration of Bundled services from trusted partners: covering upfront costs and fees.

Phase 3: Expansion and New Features

Agent Expansion

  • Scale the agent network to cover more regions and languages, ensuring global accessibility and support for Moneta's mortgage services.

DAO and Community Partnerships

  • Forge partnerships with decentralized autonomous organizations (DAOs) and online communities. Introduce incentives for DAOs to promote Moneta's loan protocols, driving adoption and usage.

DeFi Site Verification

  • Obtain verification on top DeFi aggregator sites to enhance Moneta's visibility and credibility within the decentralized finance ecosystem.

Monetizer Program Launch

  • Roll out the Monetizer program, offering rewards to projects based on their market capitalization and community engagement for promoting Moneta. Encourage projects to share referral links and endorse Moneta in their communications.

Pre-Launch Program

  • Launch a pre-launch utility program for developers, allowing them to create liquidity pools with KOLs and stakeholder groups. Enable token vesting options and controlled supply buybacks post-launch to stabilize token value and prevent major sell-offs.

OTC DAO Market Introduction

  • Pioneer the OTC DAO market, where Moneta buys tokens directly from projects and investors at fair market prices. Implement trading strategies to minimize price volatility and ensure sustainable growth.

Goal Calculator Tool

  • Introduce a goal calculator tool on the Moneta platform, enabling users to plan and visualize their financial goals such as retirement savings, home purchases, etc. Incorporate investment options through Moneta's OTC DAO for systematic investment planning (SIPs).

Market Sentiment Bot

  • Develop a market sentiment bot to provide users with insights on potential investment outcomes based on holding strategies. Market the bot as a user-friendly alternative to complex wallet-connected platforms, enhancing accessibility and user engagement.

Marketing and Expansion Initiatives

  • Expand marketing efforts to include hiring a seasoned marketer and team. Plan for listings on major cryptocurrency exchanges (CEXs) and participation in significant industry expos like those in Singapore. Distribute free expo tickets to Moneta holders to foster community engagement and visibility.
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Tokenomics

Tax:

5/5

Supply:

3,000,000 of $MNTA

Liquidity:

LP to be Initially Locked for 1Y at Launch Contract will be renounced at Launch

Contract Address:

0x5b342F03D126314d925Fa57A45654f92905e6451
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Frequently Asked Questions

Moneta is a decentralized finance (DeFi) platform that enables users to borrow ETH against crypto assets without selling them.

Users deposit crypto assets as collateral and borrow ETH. Loans are subject to interest charges, which vary based on the loan terms.

Interest rates for loans on Moneta are structured as follows: 1% for loans held up to 24 hours. If a user fails to repay within 96 hours, the interest rate increases to 2%. Users are informed about these rates during the loan application process, ensuring transparency and clarity regarding borrowing costs.

Interest rates for loans on Moneta vary depending on market conditions and the specific terms of the loan. Users are informed about these rates during the loan application process.

You can purchase $MNTA tokens by buying ETH on a centralized exchange (CEX), transferring ETH to MetaMask or Trust Wallet, and using Uniswap DEX to swap ETH for $MNTA. Set slippage to 7% or use smart slippage and import $MNTA via contract address to monitor holdings.

Yes, Moneta employs strict security measures, including token contract verification and automatic liquidation safeguards, to protect user funds.

Yes, Moneta allows for early loan repayment without penalties, providing flexibility for users to manage their finances effectively.

Moneta may automatically liquidate part of the collateral if its value falls below a specified threshold to maintain the security of the loan.

Yes, Moneta supports various cryptocurrencies as collateral. Users can choose their preferred crypto assets when applying for loans.

Loans on Moneta are typically finalized within 20 minutes or less, ensuring swift access to liquidity for users.

Moneta's FMT includes tools like "What If I Held" for analyzing missed investment opportunities and the Goal Calculator for financial planning. Access to FMT requires holding a minimum of 0.02% $MNTA tokens.

No, there are no fees or hidden charges for using Moneta's Financial Management Tools (FMT), apart from the token gating requirement.

SIP pools allow users to invest systematically in index tokens representing diversified token portfolios for various risk appetites and investment periods. Access to SIP pools requires holding a minimum of 0.25% $MNTA tokens.

Yes, accessing SIP pools requires holding a minimum of 0.25% $MNTA tokens, and 20% of SIP pool profits are charged as fees.

Projects can utilize Moneta for liquidity financing, OTC capital management, and financial management tools tailored to enhance project sustainability and growth.

MonetaDAO OTC Capital allocates ecosystem revenue to facilitate OTC trades at discounted rates, benefiting both projects and investors.

Moneta employs a tiered revenue sharing model based on token holdings. A portion of revenue is distributed among token holders based on their holdings.

Yes, Moneta provides influencers and KOLs with a dashboard to interact with their audience through financial services like OTC trades and asset-backed loans.

You can reach Moneta's support team through Telegram or directly through our DApp for assistance with platform-related queries.

For updates on Moneta's roadmap and future platforms, visit their official website or follow their social media channels for announcements.

Here is our dApp.